Acronyms for Real Estate

ACIS Agency Credit Insurance Structure
ARM Adjustable rate mortgage
BHC Bank Holding Company
CBO Congressional Budget Office
CC&R Conditions Covenants & Restrictions
CDFI community development financial institutions
CFPB Consumer Financial Protection Bureau
CIRT Credit Insurance Risk Transfer
COAH Council on Affordable Housing
C-REPS Certified Real Estate Pricing Specialist
CRF Community Restoration Fund
CSP Common Securitization Platform
DASP Distressed Asset stabilization program
FDCPA Fair Debt Collection Practices Act
FIRREA Financial Institutions Reform, Recovery and Enforcement Act
FOMC Federal Open Market Committee
FSOC Financial Services Oversight Committee
GAO Government Accountability Office
HFA Housing Finance Agencies
HHF Hardest Hit Fund
HMDA Home Mortgage Disclosure Act
HPI Home Price Index
HPI Home Price Index
HPPI Home Price Perception Index
HVCC Home valuation code of conduct
HVI Home value index
LTV Loan To Value
MWOB Minority and woman owned businesses
NAFCU National Association of Federal Credit Unions
NAHB National Association of Home Builders
NCUA National Credit Union Administration
NFHA National Fair Housing Alliance
NPL Non performing loan
RESPA Real Estate Settlement Procedures Act
RMBS residential mortgage-backed securities
STACR Structured Agency Credit Risk
TARP Troubled Asset Relief Program
TBFT Too big to fail
UPB Unpaid Principal Balance
WLS Whole Loan Securities
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